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One-Minute IRA Test

Thinking About A More Secure Retirement? Take our One-Minute IRA Test. Just choose the answer that best describes your situation by clicking on the circle beside that answer. Scroll to the bottom of this page when you are finished answering all questions, to see your score and review what that score means to you.

Pending	What is your current age? 21 to 25  26 to 35  36 to 45 46 to 64 65+
Pending	What is your annual gross income? < $10,000  $10,000 - $20,000  $20,001 - $30,000 $30,001 - $40,000 $40,001+
Pending	How much can you afford to save each week? $5  $10  $20 $30 Over $30
Pending	How much do you currently have in savings? < $500  $501 - $1,000  $1,001 - $3,000  $3,001 - $5,000  $5,001+
Pending	What is the difference between your current age and your planned age at retirement? 25+ years  21-25 years  16-20 years  11-15 years  < 11 years
Pending	What is the approximate value of any/all retirement funds you currently have? < $1,000  $1,001 - $3,000  $3,001 - $5,000 $5,001 - $10,000 $10,001+
Pending	What is your projected weekly need at retirement? $200 - $300  $301 - $400  $401 - $500 $501 - $600 $600+

-- You must answer the questions above to see your score --

If You Score...	Then...
< 14 points	An IRA may not be right for you at this time. Speak to one of our representatives for more information.
14+ points Age 21 - 35	Now is the ideal time to open an IRA. If you invest $2000 a year at 6% or more, you could have $300,000 or more at age 65.
14+ points Age 36 - 45	You're in your peak earning years. Start an IRA today. Don't delay.
14+ points Age 46 - 64	If you haven't opened an IRA by now, you should do so immediately.
14+ points Age 65+	If you're retired, it's too late to open an IRA. But if you're still working, you have until age 70-1/2 to continue investing for a more secure future.

This chart is for your information only. Be sure to consult a customer service representative before opening an Individual Retirement Account.

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