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Central Virginia Bank CDs Offer High-Yields And Flexible Terms

Central Virginia Bank lets you set your own terms. CDs* are offered for terms ranging from 3 to 60 months. By investing in a Central Virginia Bank CD, you know that you are getting competitive rates, flexibility in terms, and the safety of FDIC insurance.

That's because you lock in the yield that's guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it.

There's A CD That's Right For You. We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD. Interest begins to accrue on the date of deposit and can be paid monthly, quarterly, semi-annually or annually by check, compounding, or direct deposit into another account. On certificates with terms less than 6 months, interest is paid at maturity. To help you decide which CD will best meet your needs, take our Central Virginia Bank One-Minute CD Test. Then request a CD Rate Quote from one of our customer service representatives at 804-403-2000 or e-mail us today.

Short-Term CDs. Short term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.

Medium-Term CDs. Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.

Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more rewards you with the highest yields we have to offer.

Investment Rates - Certificates of Deposit

CD Term	Minimum Balance To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield**
3 Month	$500.00*	2.72%	2.75%
6 Month	$500.00*	3.06%	3.10%
9 Month	$500.00*	3.06%	3.10%
11 Month	$500.00*	3.06%	3.10%
12 Month	$500.00*	3.20%	3.25%
14 Month	$500.00*	3.20%	3.25%
18 Month	$500.00*	3.25%	3.30%
22 Month	$500.00*	3.25%	3.30%
24 Month	$500.00*	3.35%	3.40%
30 Month	$500.00*	3.35%	3.40%
33 Month	$500.00*	3.35%	3.40%
36 Month	$500.00*	3.54%	3.60%
42 Month	$500.00*	3.54%	3.60%
48 Month	$500.00*	3.64%	3.70%
60 Month	$500.00*	4.03%	4.11%

*Daily Balance. The amount of the principal in the account each day.

**The Annual Percentage Yield is based on Monthly Compounding except for the 3-month CD which uses Quarterly Compounding. Fees could reduce earnings on this account. A Penalty may be imposed for early withdrawal. All rates are effective as of June 27, 2008.

For current rate information call (804) 403-2000 or e-mail us today.

No Brokered Deposits