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The Regular Commercial account is our basic business account. It offers flexibility for even the smallest customer, without sacrificing quality or functionality. The Regular Commercial account includes the following features: Unlimited check writing and deposits Monthly statement with imaged checks enclosed Service charge based on Account Analysis* Fee Schedule Fee Type Rate Monthly Maintenance $6.00 Per Check Paid .13 Per Deposit .25 Per Deposit Item Returned 5.00 Per Deposited Item Drawn on CVB .08 Per Deposited Item Not Drawn on CVB .09 FDIC Charge 1.50 * Account Analysis is a method of monitoring an account, which considers both the volume of activity as well as the dollar balances, for purposes of calculating the cost of maintaining that account. Service charges are based on overall usage. The earnings credit allowed for positive balances may offset this service charge.