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Personal Loan Test

Home much can you afford to borrow? Take our Personal Loan Test and find out. Just choose the answer that best describes your situation by clicking on the circle beside that answer. Scroll to the bottom of this page when you are finished answering all questions, to see your score and review what that score means to you.

Pending	How many dependents do you have, including yourself? One  Two  Three Four Five+
Pending	What best describes your residency situation? Living With Parents  Rent Furnished  Rent Unfurnished Own Home Mortgaged Own Home Clear
Pending	How many years have you lived at your present address? Under 2 Years  2-4 Years  5-8 Years 9-14 Years 15+ Years
Pending	What is your Gross Monthly Income? < $1,500  $1,501 - $2,500  $2,501 - $3,500  $3,501 - $5,000  $5,001+
Pending	How many years have you been with your present employer? Under 1 Year  1-3 Years  4-6 Years 7-10 Years 11+ Years
Pending	How many years were you with your previous employer? Under 1 Year  1-3 Years  4-6 Years 7-10 Years 11+ Years
Pending	What is the percentage of your monthly income that remains after paying all of your expenses? < 10%  10-15%  16-25% 26-33% 34+%
Pending	Do you have a Checking Account with CVB? Yes  No
Pending	Do you have a Savings Account with CVB? Yes  No
Pending	Do you have an IRA Account with CVB? Yes  No
Pending	Do you have a CD Account with CVB? Yes  No
Pending	Do you have a Loan with CVB? Yes  No

-- You must answer the questions above to see your score --

If You Score...

What Your Score Means

Over 19 points

Chances are you're in a better borrowing position than you thought. We invite you to apply for the loan amount you have in mind. A lower score simply means we'll work a little harder to try and give you the answers you're looking for. Personal Loans are available from 1 to 4 years, sometimes longer depending on the amount borrowed. Your loan will normally be based on a fixed interest rate, and you can of course pay it off at any time.

This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

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